Jul 10, 2014

Result of Written Test held on 03.05.2014 for the post of Asstt. Loco Pilot (ALP) in Grade Pay Rs. 1900/- under LARSGESS


Source - nrmu

GOOD NEWS - Tax exemption limit under 80C raised to Rs 1.5 lakh

Seeking to boost household savings, the government today hiked the exemption limit for investments by individuals in financial instruments to Rs 1.5 lakh.

Presently the investments and expenditures up to a combined limit of Rs 1 lakh get exemptions under Sections 80C, 80CC and 80CCC of the Income-Tax Act.

The announcement to hike tax savings limit was made by Finance Minister Arun Jaitley in his speech while presenting
the Union Budget, 2014-15.

There have been demands from bankers and insurers to hike the tax exemption limit from Rs 1 lakh per annum to encourage household savings.

The savings rate has come down from over 38 per cent of GDP in 2008 to 30 per cent in 2012-13.

The hike in the exemption limit would provide much needed relief to the salary earners who are reeling under the impact of high inflation.

The Direct Taxes Code (DTC) too had recommended that the combined ceiling for investments and expenditures be raised to Rs 1.5 lakh per annum.

The financial instruments which enjoy exemption include life insurance premium, public provident fund, employees provident fund, National Savings Certificates, repayment of capital on home loan, equity linked saving schemes sold by mutual funds and bank FDs of five year maturity.

SOURCE - indian express

KNOW ABOUT - NEW Income Tax Structure 2014-15 announced in Budget 2014

Income Tax Structure 2014-15 announced in Budget 2014
There is no change in the income tax rate for the year 2014-15 (Assessment Year 2015-16)
(i) The rates of income-tax in the case of every individual (other than those mentioned in (ii) and (iii) below)
Upto Rs. 2, 50,000 NIL
Rs. 2,50,001 to Rs. 5,00,00010 per cent.
Rs. 5,00,001 to Rs. 10,00,00020 per cent.
Above Rs. 10,00,00030 per cent.
 (ii)          For persons of Age between 60 Years to 80 Years
Upto Rs. 3,00,000NIL
Rs.3,00,001 to Rs. 5,00,00010 per cent.
Rs. 5,00,001 to Rs.10,00,00020 per cent.
Above Rs. 10,00,00030 per cent.
(iii)         For persons having Age of  80 Years or More
Upto Rs. 5,00,000
Rs. 5,00,001 to Rs. 10,00,00020 per cent.
Above Rs. 10,00,00030 per cent.
 Other Budget 2014 highlights relating to Income tax 2014-15
  • Personal tax exemption limit raised to Rs 2.5 lakh from current Rs 2 lakh for tax payers below 60 years
  • Senior citizens’ tax exemption limit hiked from Rs 2.5 lakh to Rs 3 lakh
  • No change in surcharge for corporates, individuals
  • Education Cess to stay at current 3%
  • Investment limit under Section 80C hiked to Rs 1.5 lakh from current Rs 1 lakh
  • Exemption on housing loans interest on self-occupied property increased from Rs 1.5 lakh to 2 lakh


Finance Minister Arun Jaitley
Finance Minister Arun Jaitley

02:35 pm: I hope this leads to the expansion of the economy: Arun Jaitley.

02:32 pm: We did not want to burden the common man, had to resolve a lot of issues: Arun Jaitley.

01:47 pm: Poor friendly, youth friendly, farmer friendly, women friendly and senior citizen friendly: Rajnath Singh on Union Budget.

01:44 pm: This Budget will only benefit Adani and Ambani, not the common man: NCP leader Nawab Malik.

01:42 pm: This is a perfect and practical Budget for the nation: BJP leader Mukhtar Abbas Naqvi.

01:37 pm: This Budget doesn't benefit the common man: Congress leader Rajeev Shukla.

01:30 pm: There is nothing new, they have merely continued our schemes: Sonia Gandhi.

01:28 pm: There is very little for social sector: Sonia Gandhi.

01:25 pm: The Budget does not quicken the pulse: Rahul Gandhi.

01:22 pm: High on rhetoric, short on delivery. No vision and no roadmap: Congress leader Manish Tewari on Union Budget.

01:13 pm: Tax proposals on indirect tax front would yield Rs.7,525 cr: FM.

01:11 pm: Soaps and oil products to become cheaper: FM.

01:10 pm: To broaden tax base, negative list for service tax has been reviewed: FM.

01:08 pm: Propose increase in excise duty on tobacco products, and aerated water products with added sugar: Jaitley.

01:06 pm: FM announces reduction in excise duty for specified food package industry from 10 per cent to 6 per cent.

01:04 pm: Excise duty on footwear reduced from 12 per cent to 6 per cent: FM.

01:03 pm: Export duty on bauxite enhanced from 10 per cent to 20 per cent: Jaitley.

01:01 pm: FM Arun Jaitley announces several tax rational measures.

01:00 pm: Basic custom duty on LED panel below 19 inch made nil: Jaitley.

12:58 pm: FM announces measures to encourage manufacture of LCD/LED panels of TVs.

12:57 pm: FM announces proposals to make CRT TVs cheaper.

12:55 pm: Net effect of direct tax proposals is revenue loss of Rs.22,200 cr: FM.

12:54 pm: FM announces measures to boost domestic manufacturing sector; says the sector has been under stress.

12:51 pm: Provide investment allowance at 15 per cent for 3 years to manufacturing company which invest more than Rs.25 cr in plant and machinery: FM.

12:48 pm: Propose to increase investment limit under Section 80C from Rs.1 lakh to Rs.1.5 lakh: FM.

12:46 pm: Tax exemption limit for senior citizens changed from Rs.2.5 lakh to Rs.3 lakh: FM.

12:45 pm: Tax exemption limit for small and marginal, and senior tax payers changed fromRs.2 to Rs.2.5 lakh: FM.

12:44 pm: Do not propose to make any changes in tax rate: FM.

12:43 pm: Impact of tax changes have been factored: Arun Jaitley.

12:42 pm: I propose to give some relief to taxpayers and some sectors of the economy: Arun Jaitley.

12:41 pm: Had to encounter challenge of extremely limited fiscal space in deciding tax policy: FM.

12:40 pm: I propose Rs.200 crore for power reforms, and Rs.500 crore for water reforms in Delhi: Arun Jaitley.

12:38 pm: FM announces Rs.150 cr for communication needs of Andaman and Nicobar islands.

12:37 pm: FM announces 'Arun Prabha' channel for NE region.

12:36 pm: Govt committed to development of Telangana and Andhra: FM.

12:36 pm: Rs.1000 cr provided for rail connectivity in NE region: FM.

12:35 pm: Rs.100 cr set aside for development of organic farming in north east region: FM.

12:35 pm: Programme for displaced Kashmiri migrants with Rs.500 cr to be started: FM.

12:35 pm: Young Leaders Programme to be set up with Rs.100 cr: FM.

12:34 pm: Rs.200 cr set aside for upgradation of indoor and outdoor stadium in Jammu and Kashmir to international standards: FM.

12:33 pm: Sports University to be set up in Manipur; Rs.100 cr provided in current financial year: FM.

12:33 pm: Govt will set up national sports academy for different sports in different parts of India: FM.

12:32 pm: Biotech clusters to be set up in Bangaluru and Faridabad to take science and technology to new heights: FM.

12:32 pm: NRI fund for conservation of river Ganga to be set up: FM.

12:31 pm: FM announces "Namami Ganga", an integrated Ganga Development Project; Rs. 2,037 cr set aside for this.

12:30 pm: World Class Convention facility to be developed through PPP mode: FM.

12:30 pm: Time that we make serious efforts to link rivers; Rs.100 cr set aside for project to link rivers: FM.

12:29 pm: FM announces Rs.100 cr for development of archaeological sites. Gaya to be developed as world class tourism spot: FM.

12:29 pm: Propose to set aside Rs.50 cr for construction of National Police Memorial: FM.

12:28 pm: Rs.5000 cr set aside for defence outlay over and above amount provided under interim budget: FM.

12:27 pm: War memorial to be set up along with a war museum; Rs.100 cr set aside fro this: FM.

12:26 pm: Rs.100 cr set aside for development of Technology Development Fund scheme for education of girl child to be launched soon: FM.

12:25 pm: Will take measures to revitalise small savings schemes: FM.

12:24 pm: Pending Insurance Amendment Bill to be taken up in the Parliament: FM.

12:23 pm: Govt will work out measures for revival of other stressed assets: FM.

12:22 pm: RBI will create framework for licenses of small banks: FM.

12:20 pm: Bank will be encouraged to give long term funds and loans to the infrastructure sector: Jaitley.

12:19 pm: Benefits of insurance have not reached larger section of people; govt will addres this in multi-pronged manner with stakeholders: FM.

12:18 pm: To provide all households with banking facilities to empower the weaker sections; there should be at least 2 bank accounts in each household: FM.

12:17 pm: Urgent need to converge current Indian standard with international accounting standards: FM.

12:16 pm: FM proposes number of measures to energise Indian capital market.

12:15 pm: Essential to strengthen and modernise regulatory framework in financial sector to meet challenges of increasing complex economy: FM.

12:14 pm: Financial sector is at the heart of the growth engine: FM.

12:14 pm: Revision of rate of royalty on minerals to be taken up on request from the states: Jaitley.

12:13 pm: In order to complete gas grid, 15000 km of additional pipeline to be developed through PPP mode: FM.

12:12 pm: Existing impasse of coal sector will be resolved: Jaitley.

12:11 pm: Rs.4200 cr set aside for the Jal Marg Vikas project on river Ganga connecting Allahabad to Haldia,over 1620 km: Arun Jaitley.

12:10 pm: New airports to be developed through PPP mode: FM.

12:09 pm: FM announces development of Hastkala Academy in PPP mode: Jaitley.

12:08 pm: Rs.50 cr set aside for pashmina production programme in Jammu and Kashmir: Jaitley.

12:07 pm: There is need to develop more sophisticated models with quick redressal mechanism in PPP contracts: FM.

12:06 pm: India has emerged as the largest PPP market in the world: FM.

12:06 pm: FM announces Rs.200 cr for 6 more textile clusters in Rae Bareily, Lucknow, Surat, Bhagalpur: FM.

12:05 pm: Definition of MSME to be revised for high capital ceiling: FM.

12:05 pm: MSMEs are the backbone of the economy; to be revived through a committee to examine and report in three months: FM.

12:04 pm: Effective steps to be taken to revive SEZs: FM.

12:04 pm: Apprentice Act to be suitably amended to strengthen the Apprentice Training Scheme: FM.

12:04 pm: To set up Industrial Smart Cities in 7 cities: Jaitley.

12:03 pm: All govt departments and ministries to be integrated through E-platform by 31 Dec this year: Jaitley.

12:02 pm: Rs.100 cr set aside for Kisan Television to provide real time information on various farming and agriculture issues: Jaitley.

12:01 pm: FM allocates Rs.200 cr for setting up 2000 producers' organisations across the country.

12:00 pm: FM allocates funds for setting up 2,000 producers' organisations across the country.

11:59 am: Rs.5000 cr short time rural credit refinance fund for 2014-15: Jaitley.

11:58 am: Additional Rs.5000 cr set aside for RIDF: Jaitley.

11:57 am: Rs.50 cr set aside for indigenous cattle breed and blue revolution for inland fisheries: FM.

11:56 am: State governments to be encouraged to develop farming markets: FM.

11:55 am: Propose to provide finance to 5 lakh landless farmers through NABARD: FM.

11:53 am: National Adaption Fund for climate change to be set up: Jaitley.

11:52 am: Govt will initiate scheme to provide a soil health card; Rs.100 cr set aside. Rs.56 cr for soil testing labs across the country: FM.
11:41 am: Pt Madan Mohan Malaviya Teaching Programme to be started: Jaitley.

11:40 am: FM proposes to set up 5 new IIMs and 5 new IITs: Jaitley.

11:40 am: Propose to set up Center of Excellence in MP named after Lok Nayak JaiPrakash Narayan: Jaitley.

11:39 am: 15 Model Rural Health Research centers to be set up for rural health issues: Jaitley.

11:39 am: FM proposes 12 more Govt Medical colleges with dental facilities: Jaitley.

11:38 am: The four new AIIMS will be in Andhra, West Bengal, Vidarbha and Purvanchal: Jaitley.

11:37 am: Propose to set up four more AIIMS; Rs.500 crore set aside for this. Six new AIIMS started recently have become functional: Jaitley.

11:36 am: Rs.3600 crore set aside for National Rural Drinking Water: Jaitley.

11:35 am: FM announces Backward Regional Grant Fund to address inter regional inequalities.

11:34 am: FM proposes National Housing Banking programme; sets aside Rs. 8000 cr for this programme.

11:33 am: PMGSY has a massive impact on rural development; sets aside Rs.14,389 crore for this: Jaitley.

11:33 am: Jaitley announces Crisis Management Center for women at Delhi; money to be provided from Nirbhaya fund.

11:32 am: FM laments apathy towards girl child, announces 'Beti padhao, beti badhao yojana', sets aside Rs.100 crore for this.

11:31 am: 15 new Brail presses to be established: Jaitley.

11:30 am: FM announces schemes for disabled persons in the country: Jaitley.

11:30 am: EPFO will launch a unified account scheme for portability of Provident Fund accounts: Jaitley.

11:29 am: A large number of money lying unused in postal schemes etc. Propose to set up a committee to examine how this can be utilised: Jaitley.

11:28 am: Rs.50,548 crore proposed for SC development: Jaitley.

11:27 am: Rs.200 crore set aside to support Gujarat govt in the Sardar Patel statue installtion: Jaitley.

11:26 am: Govt committed to providing 24/7 power supply to all homes: Jaitley.

11:25 am: Total sanitation goals to be achieved by 2019: Jaitley.

11:24 am: 'Pradhanantri Krishi Sichayin Yojana' to be started for irrigation: Jaitley.

11:23 am: A national multiscale programme called Skill India to be introduced to provide training and support for employment: Jaitley.

11:23 am: In order to give major boost to tourism, E-visas would be introduced at 9 airports. This will facilitate visas on arrival: Jaitley.

11:22 am: As large number of people migrate to cities, unless new cities are developed the present would become unliveable: Jaitley.

11:21 am: We will examine proposal to give additional autonomy to banks and make them more responsible: Jaitley.

11:21 am: Financial stability is the foundation of our recovery: Jaitley.

11:20 am: FM proposes measures to encourage development of smart cities: Jaitley.

11:19 am: India is the largest buyer of defence equipment: Jaitley.

11:18 am: India needs boost in manufacturing sector: Jaitley.

11:18 am: FDI is several sectors provides additional resources: Jaitley.
11:17 am: I propose to strengthen authority for advance ruling in tax: Jaitley.

11:16 am: We are committed to providing stable tax regime which is investor friendly: Jaitley.

11:13 am: This govt will not ordinarily change policies retrospectively which creates a fresh liability: Jaitley.

11:12 am: GST will streamline tax administration and result in higher tax collection for center and states: Jaitley.

11:11 am: A new urea policy would be formulated: Jaitley.

11:10 am: We have no option but to take some bold steps to spurt economy; these are only the first steps and are directional: Jaitley.

11:09 am: There is a gradual moderation in the WPI recently; but we are still not out of the woods: Jaitley.

Finance Minister Arun Jaitley leaves for Finance Ministry.

11:08 am: Considering that we had two years of low GDP growth, a large subsidy burden, target of 4.1 per cent fiscal burden is daunting: Jaitley.

11:08 am: FM emphasises on fiscal prudence, need to generate more resources: Jaitley.

11:08 am: The task before me today is very challenging; need to revive growth in manufacturing sector: Jaitley.

11:07 am: We have taken up the challenge in the right ernest; will create a vibrant and strong India: Jaitley.

11:06 am: There is a large population which is below the poverty line: Jaitley.

11:05 am: The steps I will announce are only the beginning of the journey we wish to take for macro economic stabilization, says Jaitley.

11:04 am: The budget is the most comprehensive action plan: Jaitley.

11:04 am: There are green shoots of recovery in the global economy: Jaitley.

11:04 am: We look forward to lower inflation, says Jaitley.

11:02 am: People have voted for a change. India desires to grow: Jaitley.

11:01 am: Finance Minister Arun Jaitley rises to present Budget 2014.

10:53 am: Finance Minister Arun Jaitley to present Union Budget shortly.

10:40 am: Cabinet clears Arun Jaitley's Union Budget.

10:36 am: Union Cabinet meeting at Parliament ends.

10:27 am: Arun Jaitley briefs Union Cabinet on Budget 2014.

10:17 am: Union Cabinet meeting begins at Parliament ahead of presentation of Union Budget.

10:14 am: The economic status of nation is unstable but we are sure Arun Jaitley will present a good Budget: BJP leader Nalin Kohli.

10:12 am: Fiscal deficit needs to be looked at, says former MoS finance JD Seelam.

10:10 am: Growth with employment is the top focus in Budget, says BJP.

10:05 am: We need to bring down inflation. Investment incentive is needed: Chandrajit Banerjee (DG, CII) on expectations from Union Budget.

10:00 am: Finance Minister Arun Jaitley's family leaves for the Parliament.

#FM, MOS and officers briefed #President this morning for half an hour on main features of the #Budget2014 pic.twitter.com/YKEeF2mVRy&; President of India (@RashtrapatiBhvn) July 10, 2014

09:56 am: Finance Minister Arun Jaitley reaches Parliament to present Union Budget.

09:38 am: Copies of Union Budget 2014-15 reach Parliament House.

Copies of Union Budget at Parliament House.

09:34 am: Budget needs to take everyone forward: NCP leader Majeed Memon.

09:30 am: I am positive that our Honorable Finance Minister will deliver a strong budget for a stable and progressing economy, tweets BJP leader Poonam Mahajan.

09:29 am: I don't think it will be a pro-poor Budget: NCP leader Tariq Anwar.

09:26 am: A good taxation system should be in order: Arvind Virmani (Former chief economic advisor to Government of India).

09:22 am: Sensex gains 47 points, opens at 25,513 before the presentation of Union Budget.

09:20 am: Finance Minister Arun Jaitley leaves for Rashtrapati Bhavan.

09:15 am: I feel that the Union Budget will exist only to serve few industrialists: SP leader Naresh Agarwal.

09:09 am: Finance Minister Arun Jaitley leaves for Finance Ministry.
Copies of Union Budget 2014-15 reach Parliament House.

Amid high expectations from the middle class and industry, Finance Minister Arun Jaitley will present his maiden budget on Thursday that may contain tax sops for the salaried, dumping of the controversial retrospective tax and spelling out of steps to revive investment and manufacturing for growth.

There are high hopes that the budget for 2014-15 to be presented in Parliament may actually not tinker with the threshold limit or the other tax slabs but could provide reliefs by incentivising savings.

For boosting investment, Jaitley is expected to announce tax incentives for industry. As a prelude, the government has already extended the excise duty concessions for automobile and consumer durable sectors till December.

Finance Minister Arun Jaitley

The finance minister is also expected to take a call on reducing duties on gold import, which were raised last year to check ballooning current account deficit.

He could also provide relief to farmers to help them tide over the impact of deficient monsoon which could lead to fall in agricultural output. The government may set up a price stabilisation fund, as promised in the BJP's manifesto.

The new minister may also outline the road map for roll out of the Good and Services Tax (GST) but it was not clear what will be his approach on the Direct Taxes Code (DTC) about which the Economic Survey makes a mention on Wednesday.

In a bid to restore investor confidence, both domestic and foreign, Jaitley may announce scrapping of the provision of retrospective taxing of corporate mergers and acquisitions, a legacy of the UPA that was blamed on putting off foreign investors.

Rail Budget 2014: Indian Railways to borrow Rs 11,790 crore in 2014-15

NEW DELHI: Indian Railways will borrow less at Rs 11,790 crore from market through its two companies IRFC and Rail Vikas Nigam Ltd for capital expenditure during 2014-15.

The estimated market borrowing by these two companies during current fiscal were pegged at Rs 13,800 crore from markets, as per the interim Railway Budget for 2014-15 tabled in February.

Thus, there has been downward revision in the market borrowing plan by Rs 2,010 crore for the current fiscal.

"As I have increased internal resource component of Plan, I propose to scale down market borrowings... to Rs 11,790 crore," Railways Minister D V Sadananda Gowda said in his proposals while presenting the Rail Budget today.

Resources from PPP are kept at the interim (budget) level, he said.

Indian Railways Finance Corporation (IRFC) will raise Rs 11,500 crore in 2014-15 for investment in rolling stock and projects, the Railway Budget document tabled in Parliament said.

Besides, the other financial firm under Indian Railway, Rail Vikas Nigam Ltd (RVNL), plans to raise Rs 290 crore through market borrowing.

During 2013-14, IRFC raised Rs 14,688 crore while RVNL mopped up Rs 254 crore from the market.

Besides, Railways expects to mobilise Rs 6,005 crore through the Public Private Partnership (PPP) route during 2014-15.
Source..economic times

Budget 2014 Live: Arun Jaitley reaches North Block; will meet Prime Minister after President

When Arun Jaitley reads out his annual Union Budget today, it could well be the constructive road map the NDA government lays out to bring the "Acchhe din" it has promised the nation. The state of the economy of India is deplorable though it looks quite solid when compared to many other countries in the world. Jaitley needs to handle taxation issues, social sector schemes, rationalise its subsidies without affecting the poorest, and revive growth in the economy. The expectations from the Budget is huge. Though many of our problems cannot be fixed in a year, this Budget has to lay out the vision of the government for the nation.

Here's a Live coverage of the Budget:

9:18 ISTThursday, 10 July 2014

Arun Jaitley reaches North Block at 9.00 am in the morning. He will also meet President Pranab Mukherjee and Prime Ministre Narendra Modi before going to the Parliament to read out his Union Budget. The Union cabinet will meet at 10am before the Budget announcement.

NDTV reports that Jaitley was to convinced he would carry the customary suitcase. But he finally chose one from the two options given.

The word Budget was derived from the Middle English bowgette, which came from Middle French bougette, which in turn is a diminutive of bouge, meaning a leather bag


Though 41% people think the Budget will be for the rich, there is hope that it would improve the life of many.

It needs a boost to its infrastructure sector, especially transport, and manufacturing output needs to be revived. For that the government needs to give out clear idea as to how it will solve the mining and energy sector issues in the country. That would involve both a balance between environment and mining, as well as sort out transportation issues of mined products. The power sector needs immediate attention as the debt of the state electricity boards has been unsustainable for a really long time. It is important to fix these to expect further investment in the sector. It will be worth seeing of Jaitley offer tax exemptions on infrastructure bonds.

Income tax of people will be a big concern, to boost savings and investment rates in the economy. Tax exemption limits have been untouched since 2006, and it is time Jaitley revises them keeping high inflation in mind. This will also boost demand in the economy by leaving greater disposable income at the hands of people.

Jaitley is also expected to announce a roadmap for goods and services tax (GST) which will help build an uniform tax system in the country. But that could be a political hassle that BJP has to tide over by building the political consensus. The Economic Survey mentioned yesterday that the government good begin with a Central GST and then move over to a pan-India one. 

With a buoyant market the government is also expected to announce disinvestment targets for the public sector units to get more money for its own investment plans and social sector policies.

The government has not been happy with the UPA flagship programme NREGA. It mentioned in the Survey that the NREGA was pushing up rural wages and causing food prices to rise.The government needs to be cautious if it wants to tweak it as it could be a drought prone year, and not giving people enough options to earn daily wages could drag down thr rural economy even further.

Indirect taxes will be a tricky issue for the government. On the one hand, it needs more money to invest and run its social security schemes, much hike in the duties would only hurt the cash constrained common man. 

As we have already argues, the challenges of Jaitley are basic and complicated. But reduction of deficit by cutting subsidies must not be the way out. For those who think trickle down effect is working fine in India, it ahs slipped on the Human Development Report from rank 134 among countries to rank 136. Its mean years of schooling at 4.4 years is much lower than any of its neighbours including Pakistan and Bangladesh.The median years of schooling (if there are 11 students is ascending order, the schooling year of the fifth child) is expected to be much lower. In such a situation building a robust education and healthcare system, should be prime concern for the government.
Source..dna india





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